Verisign has announced a system for better authentication on the Internet that will be supported by eBay, Yahoo! and PayPal. The system uses a USB hardware token. I'm interested to see if people will use it. American Express had a card (I think it was called "blue") a long time ago that included a smartcard and gafve away the readers. People didn't go for it. Maybe if they can get someone to put them in this really cewl wristband, they will.